Buyer Expenses

Closing costs are the fees you can expect to pay to third parties such as the title company and the lender. The amount the buyer pays can vary from approximately 3-5% of the home's purchase price. The seller might not have as many closing cost fees but keep in mind their main fee is the commission.
 

Typically, buyers will see some of the following costs (when getting a loan):

                    • Appraisal fee
                    • Origination fee
                    • Prepaid interest
                    • Prepaid insurance
                    • Flood certification fee
                    • Tax servicing fee
                    • HOA Transfer Fee
  • Credit report fee
  • Bank processing fee
  • Recording fee
  • Notary fee
  • Title insurance
  • Home Inspection/Termite
  • Inspection

Here are some of the closing costs that sellers are typically responsible for:

  • Owner Title Policy
  • Estimated Prorated Taxes
  • Home Warranty for 1 year
  • Settlement Fee
  • Drawing Deed
  • Re-conveyance Fee
  • HOA Resale Certificate
  • Attorney fees, if the home seller has one
  • Realtor commissions
I recommend you speak to your title company and lender to get exact amounts of what to expect on your closing costs.  I am not an expert in this and they can go into detail with your about their process, the best loan for you, the list of fees associated and so much more.